You are eligible to make deferrals to the Plan on the first of the month following three months of service provided you are at least 21 years old. The Plan does not cover employees who are residents of Puerto Rico.

Note: you can elect your contribution amount no sooner than 30 days prior to your eligibility date.

If you have not enrolled in, or opted out of the Plan prior to your eligibility date, you will automatically be enrolled in the Plan at a contribution rate of 4% which will be deducted from your paycheck on a pretax basis. You will also be enrolled in the Plan’s Annual Increase Program. Based on plan rules, your contributions will increase each year by 1% up to 7% beginning each year on June 1st, unless you elect otherwise.

Based on your date of birth and assuming a retirement age of 65, you will be invested in the Fidelity Freedom^® Fund, with a corresponding target retirement date. Target Date Funds are an asset mix of stocks, bonds and other investments that automatically becomes more conservative as the fund approaches its target retirement date and beyond. Principal invested is not guaranteed.

We encourage you to take an active role in the Plan and to choose a contribution rate and investment options that are appropriate for you. If you choose to contribute an amount other than 4%, choose to contribute to another investment option or if you choose not to contribute at all, you must contact Fidelity at 1-800-835-5095 or go online.

Enroll online at any time, or by calling the Fidelity Retirement Benefits Line at 1-800-835-5095.

Note: you must have met eligibility requirements before you can enroll.

A Roth contribution to your retirement savings plan allows you to make after-tax contributions and take any associated earnings completely tax free at retirement - as long as the distribution is a qualified one. A qualified distribution, in this case, is one that is taken at least five tax years after your first Roth 401(k) contribution and after you have attained age 59½, or become disabled or die. Through automatic payroll deduction, you can contribute between 1% and 60% of your eligible pay as designated Roth contributions, up to the annual IRS dollar limits.

Find more information online within the "Learn" section of NetBenefits^®.

Through automatic payroll deduction, you may contribute up to 60% of your eligible pay on a pretax or Roth basis. If you are eligible for catch-up contributions (Age 50 or over), and have met the IRS limit, you can contribute up to 100% of your eligible pay on a pretax or Roth basis. In addition, you can automatically increase your retirement savings plan contributions each year through the Annual Increase Program. Employees determined to be highly compensated may have additional limitations. Sign up online by accessing the “Contribution Amount” section on NetBenefits^®, or by calling the Fidelity Retirement Benefits Line at 1-800-835-5095.

If you are under age 50, the IRS contribution limit for 2024 is $23,000. If you will be at least age 50 during the year, your plan may allow you to defer an additional $7,500 as catch-up contributions.

ZOLL Medical Corporation helps your retirement savings grow by matching your contributions.

ZOLL Medical Corporation will match 100% of the first 4% of pay you contribute, and 50% of the next 3% of your pretax and Roth contributions to your plan.

If you have not already selected your beneficiaries, or if you have experienced a life-changing event such as a marriage, divorce, birth of a child, or a death in the family, it’s time to consider your beneficiary designations. Fidelity’s Online Beneficiaries Service offers a straightforward, convenient process that takes just minutes. To make your elections, click on the “Profile” link, then select “Beneficiaries” and follow the online instructions.

To help you meet your investment goals, the Plan offers you a range of options. You can select a mix of investment options that best suits your goals, time horizon, and risk tolerance. The many investment options available through the Plan include conservative, moderately conservative, and aggressive funds. A complete description of the Plan’s investment options and their performance, as well as planning tools to help you choose an appropriate mix, are available online.

We encourage you to take an active role in the ZOLL Medical Corporation Employee Savings Plan and choose investment options that best suit your goals, time horizon, and risk tolerance. If you do not select specific investment options in the Plan, your contributions will be invested in the Fidelity Freedom^® Fund with the target retirement date closest to the year you might retire, based on your current age and assuming a retirement age of 65, at the direction of ZOLL Medical Corporation.

If no date of birth or an invalid date of birth is on file at Fidelity, your contributions may be invested in the Fidelity Freedom^® Income Fund. More information about the Fidelity Freedom^® Fund options can be found online.

Target Date Funds are an asset mix of stocks, bonds and other investments that automatically becomes more conservative as the fund approaches its target retirement date and beyond. Principal invested is not guaranteed.

If you have reached age 50 or will reach 50 during the calendar year January 1 – December 31 and are making the maximum plan or IRS contribution, you may make an additional catch-up contribution each pay period. The maximum annual catch-up contribution is $7,500. Going forward, catch-up contribution limits will be subject to cost of living adjustments (COLAs) in $500 increments.

You are always 100% vested in your own contributions to the ZOLL Medical Corporation Employee Savings Plan, as well as any earnings on them. ZOLL Medical Corporation's matching contributions and any earnings vest according to the following schedule:

Years of Employment	Vesting %
Years 0-2	0%
Years 2-3	20%
Years 3-4	40%
Years 4-5	60%
Years 5-6	80%
Years 6-7	100%

Although your plan account is intended for the future, you may borrow from your account for any reason.

Learn more about and/or request a loan online, or by calling the Fidelity Retirement Benefits Line at 1-800-835-5095.

Withdrawals from the Plan are generally permitted when you terminate your employment, retire, reach age 59½, become permanently disabled, have severe financial hardship, as defined by your plan.

When you leave the ZOLL Medical Corporation, you can withdraw contributions and any associated earnings or, if your vested account balance is greater than $5,000, you can leave contributions and any associated earnings in the Plan. After you leave the ZOLL Medical Corporation, if your vested account balance is equal to or less than $1,000, it will automatically be distributed to you. However, if your vested account balance is greater than $1,000 but not more than $7,000, you may be notified that your entire vested account balance will be transferred to an Individual Retirement Account (Rollover IRA), unless you request either a cash distribution or a rollover distribution of your choice.

Learn more about and/or request a withdrawal online, or by calling the Fidelity Retirement Benefits Line at 1-800-835-5095.

You are permitted to roll over eligible pretax and after-tax contributions from another 401(k) plan, Roth 401(k) plan, 401(a) plan, 403(b) plan, Roth 403(b) plan or a governmental 457(b) retirement plan account or eligible pretax contributions from conduit individual retirement accounts (IRAs). A conduit IRA is one that contains only money rolled over from an employer-sponsored retirement plan that has not been mixed with regular IRA contributions.

Additional information can be obtained online, or by calling the Fidelity Retirement Benefits Line at 1-800-835-5095.

Be sure to consider all your available options and the applicable fees and features of each before moving your retirement assets.